NMLS #2701989
(281) 760-6112
Education + Conversion Hub

Master Texas Mortgages

Answer your questions fast, rank for search intent, and funnel to apply with confidence. Each section is a pillar page with clear CTAs, calculators, and FAQs to convert learning into action.

50+
Step-by-step guides & checklists
7
Interactive calculators & tools
24hrs
Response time from TX loan officers

Core Learning Pillars

Each pillar is a comprehensive guide designed to rank for high-intent searches and convert visitors into qualified borrowers.

Start Here (Homebuyer 101)

7-step roadmap from pre-qualification to closing and beyond. Texas-specific examples at every turn.

Pre-qualification vs pre-approval
Documents you'll need to provide
Credit score requirements by loan type
Down payment strategies & assistance
+3 more topics
Explore guide

How Our Process Works

Milestones, turn-times, lock options, fees, and disclosures. No surprises, just clear expectations.

Application to clear-to-close timeline
What happens during underwriting
Rate lock strategies & timing
Closing cost breakdown
+1 more topics
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Loan Programs (Guide)

Compare Conventional, FHA, VA, USDA, Jumbo, Bank-Statement, and DSCR loans with pros, cons, and real scenarios.

Who each program is best for
Minimum down payment & credit scores
Pros & cons in plain language
What documents you'll need
+1 more topics
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Texas Assistance & Incentives

TX down-payment aid, eligibility basics, county property-tax info, and first-time buyer perks.

Texas First-Time Homebuyer programs
Down payment assistance by county
Property tax & homestead exemptions
MCC (Mortgage Credit Certificate)
+1 more topics
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Calculators & Tools

Payment, Affordability, DTI, Rent-vs-Buy, Refi Break-Even, Points vs Credits, Cash-out estimates.

Monthly payment calculator
How much home can I afford?
Debt-to-income (DTI) calculator
Rent vs buy comparison
+2 more topics
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Rate Education (Plain-English)

How rates are set, points/credits, rate locks, assumptions table, and daily updates with disclaimers.

What determines your interest rate
Points vs credits: which to choose
Rate lock timing & strategies
APR vs interest rate explained
+1 more topics
Explore guide

Frequently Asked

Quick answers before you dive deeper.

Where should I start if I'm new to mortgages?

Begin with 'Start Here (Homebuyer 101)' - it's a 7-step roadmap from pre-qualification to closing, with Texas-specific examples. Then explore the loan programs guide to understand which type fits your situation best.

Do you have resources for self-employed borrowers?

Yes. Check the Self-Employed hub for bank-statement loan options, P&L preparation tips, and documentation strategies. We also offer DSCR loans for investors that don't require personal income verification.

How often is the Learning Center updated?

We update content weekly. Market insights are refreshed every Friday, and loan program changes are added as soon as guidelines update. Subscribe to our weekly study plan to get the latest resources delivered to your inbox.

Can I get help from a real loan officer?

Absolutely. Every page has a 'Talk to Us' or 'Book a Call' button. Our Houston-based loan officers review your scenario, answer questions, and create a custom action plan - usually within one business day.

Ready to Apply What You've Learned?

Get pre-approved within 24 hours and start your home buying journey with confidence. Our Houston loan officers are standing by.

Service Areas: Houston, Dallas, Austin, San Antonio, Fort Worth, El Paso, Arlington, Corpus Christi, Plano, and all Texas counties

NMLS: #2701989 | Equal Housing Opportunity | Texas Licensed Mortgage Company

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