Buy Your Dream Home
in Houston, TX
Get pre-approved in 24 hours with down payments as low as 0%.
FHA, VA, Conventional, USDA, and Jumbo loans available for Houston homebuyers.
Choose Your Home Loan
Multiple loan programs to fit your unique financial situation
Your Home Buying Journey
Four simple steps from application to keys in hand
Get Pre-Approved
Submit your application online or call us. We'll review your finances and provide a pre-approval letter within 24 hours showing sellers you're a serious buyer.
Find Your Home
Work with your realtor to find the perfect home. Your pre-approval letter shows sellers you can close quickly in Houston's competitive market.
Make an Offer
Submit your offer with your pre-approval letter. We work with your realtor and title company to ensure a smooth transaction.
Lock Your Rate & Close
We lock your rate, order appraisal, review title, and coordinate with all parties. You receive keys at closing!
Why Buy with AKTX Mortgage Loans?
Local expertise, competitive rates, and personalized service
24-hour pre-approval letters for Houston's competitive market
Low down payments: 0% (VA/USDA), 3% (Conventional), 3.5% (FHA)
Down payment assistance programs: up to $15,000 in grants
Competitive rates with multiple lender access
Local Houston expertise - we know the neighborhoods
Fast closings: average 30-45 days from contract to keys
First-time homebuyer education and guidance
Flexible credit requirements: 580+ for FHA, 620+ for Conventional
Ready to Buy Your Houston Home?
Get your FREE pre-approval letter in 24 hours. Start house hunting with confidence.
Licensed in Texas | NMLS #2701989 | Equal Housing Lender